Our Journey: Four Decades of Expertise in Building

Tom Lizzio’s career spans nearly 40 years in the building, home renovation and finance industries. As an entrepreneur and starting his first business as a Builder and General Contractor in the 1980s, he transitioned into the lending side of the business as a loan officer in 1993, specializing in new construction financing. Over time, Tom grew into key leadership roles, including sales manager, branch manager, and owner/partner at First Republic Mortgage, based in Annapolis, Maryland. During his tenure, he played an integral role in helping the company expand from a small broker to a mid-sized correspondent lender in the DC Metro Area, and later assisted in it’s sale to a prominent Builder/Development Company in 2005.

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Building Strong Relationships

In addition to his work in mortgage and real estate, Tom has worked on hundreds of building and real estate transactions, always focusing on cultivating strong relationships within the industry. He is deeply passionate about coaching and mentoring, having led seminars and Continuing Education classes for the real estate community, and has been a strong advocate for home building and renovation. His career has allowed him to leverage both his financial expertise and construction knowledge, a combination that serves his clients well today. He takes great pride in mentoring young talent, helping them build successful careers and businesses to pursue their passion in the  industry.

Transition to Home Building

Tom transitioned into home building in 2010, focusing on his own Custom Home Building Company. Specializing in building homes on undeveloped lots and teardowns across five Maryland counties, he also launched a company dedicated to Design/Build remodeling services. With a wealth of experience in both finance and construction, Tom now focuses on providing comprehensive consulting services across Northern Virginia, Maryland, and the beaches of Ocean City Delaware.

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Commitment to Excellence

Tom’s dedication goes beyond his professional life. He began coaching girls’ basketball when his three daughters showed interest in the sport, guiding them from club level through high school and coaching them in competitive AAU basketball. Alongside his passion for coaching, Tom was a member of the Professional Bowlers Tour and continues to compete at the highest levels in the sport. His competitive spirit drives him in all of his personal and professional endeavors, motivating him to constantly strive for excellence. Tom is also deeply committed to giving back to the community, as one of the original founding  members of the Mickey Steele Foundation and an early member and supporter for Fish 4 A Cure, organizations that raise millions of dollars for vital causes. Along with fulfilling all of these passions, Tom enjoys spending time at the beach and around town in Annapolis with his wife Lynn, with whom he has shared over 40 wonderful years of marriage.

Philosophy

At the heart of Tom’s work is a passion for empowering clients with the knowledge and tools they need to navigate the complexities of building and real estate transactions. His approach focusses on guiding clients whether buying, selling, building or renovating ensuring they have the information necessary to make informed decisions. With years of experience working in both finance and construction, Tom understands the unique challenges of each project and provides tailored solutions to help clients achieve their vision while avoiding costly mistakes. While reality TV home shows have their place with entertaining, scripted outcomes, Tom draws on real-world experience from hundreds of building and renovation projects he has been a part of. His focus is on delivering practical insights and solutions that bring lasting value to homeowners.

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Site to Settlement Solutions

It’s more than just a catchy tagline; it’s a concept. The real estate industry is filled with self-proclaimed “experts,” and while many are qualified, there remains a gap in true land and new construction specialists. Taking a project from land acquisition or site feasibility to settlement is a complex process that demands a team of experienced professionals to provide all the necessary solutions for success.

  • Feasibility to Finance: Building a new home or acquiring land for a dream project can feel overwhelming, especially in today’s regulated market. With expert land feasibility analysis and access to specialized financing options, our team helps clients turn their vision into reality.
  • Development to Design: Land development can be complicated and costly when not done correctly. From in-house design and valuable building experience, our team can help you plan and navigate a project for success. From architectural design to interior styling, we provide comprehensive solutions to bring your ideas to life.
  • Bundled Services: Why go anywhere else when you can have all your needs met by a professional team under one roof? Our highly skilled team of Realtors, Builders, Bankers, Architects, Engineers, and Designers offers a seamless, integrated approach that covers every aspect of your project—from site selection to settlement. Whether you're just starting out or need an expert eye to evaluate your progress, you're on the right path—and we're here to guide you every step of the way!

Get Expert Guidance

By choosing Tom Lizzio and team, you gain a partner who is committed to providing home remodeling expert advice and helping you succeed at every stage of your real estate or building project. Let us guide you from Site to Settlement Solutions, where your dreams become a reality.